Credit cards, personal finance

The Wizard Clear Advantage MasterCard is the credit card with nothing to hide. Unlike many other credit cards, Wizard Clear Advantage has no hidden surprises.

No annual fee. No fees for ATM withdrawals, cash advances or overseas purchases. The same interest rate on purchases AND cash (unlike some other credit cards). Up to 55 days interest free.

Find out more about the Wizard Clear Advantage MasterCard. Apply online today and get a decision in minutes.

Wizard Fast Card

Wizard FastCard Apply today for the Wizard Fast Card and start enjoying the following benefits:

No annual Card fee for the first year (saving you $25 p.a.). If you make more than $5,000 worth of purchases on your Card per year, the $25 annual Card fee will be waived in the subsequent years.
Enrol in Membership Rewards™ and earn one point for every dollar spent on your Card¹. Points can be redeemed for points in the various frequent flyer partner programs², retail vouchers and much more. Select from two Membership Rewards program options, Choices or Ascent, giving you the freedom to decide how you want to be rewarded.
A low 7.99% p.a. Balance Transfer Rate for the life of the balance³ (your monthly payments will first repay the balance you have transferred before reducing other amounts, such as new purchases) subject to the American Express Interest Rate Policy^**. Reduce the amount of interest you may be paying on other cards by transferring the balance to your Wizard Fast Card
Up to 55 days interest free on purchases⁴
An attractive interest rate of 17.49% p.a.⁵

Plus, when used in conjunction with your Wizard home loan, the Wizard Fast Card can help pay off your home loan sooner.

Already a member? Click here to access the Supplementary Card Online Application Form.

Wizard MasterCard

If you're looking for a credit card that gives convenient access to your salary to withdraw cash, make purchases and pay your bills by direct debit, all at home loan rates, then the Wizard MasterCard linked to our Wealth Power Line of Credit is for you.

See how using the Wizard MasterCard can also help save you thousands, through smart access to your property equity and maximising the benefits of direct salary crediting.

Card

Rate
p.a. from

Key Features

First
Year Fee

Ongoing
Annual Fee

Wizard Fast Card

7.99%
17.49%

Up to 55 days interest free
Access to Membership Rewards program

$25

Wizard Clear Advantage MasterCard

4.99%
15.74%

A credit card with no annual fee and no transactional fees.

Wizard MasterCard

9.29%

A credit card at home loan rates providing easy access to your funds

$35

Interest rates last updated Monday, 14 April 2008

= variable rate

American Express approval criteria applies. Subject to terms and conditions. Fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. Fees, charges and interest rates are correct at 1 January 2006 and are subject to change.

^1. Membership Rewards enrolment required. An annual fee will apply. Subject to the terms and conditions of the Membership Rewards program.
^2. Selected carriers only. Subject to the terms and conditions of the American Express Membership Rewards program and Ascent partner frequent flyer programs. Frequent flyer program fee may apply.
^3. If you transfer your balance from another credit card to your Wizard Fast Card you will pay 7.99% p.a. on the approved transfer amount for the first 6 months (your monthly payments will first repay the balance you have transferred before reducing other amounts, such as new purchases). Minimum payment requirements of the card account apply to balance transfers. There are no interest free days on balance transfers.
^4. The Wizard Fast Card gives you up to 55 days interest free on purchases, depending on when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.

Membership Rewards™ program

Save thousands off your home loan with a Wizard MasterCard

Wizard Fast Card frequently asked questions

Which credit card is right for me?

Wizard Fast Card application

Wizard MasterCard frequently asked questions

Wizard Clear Advantage MasterCard frequently asked questions

Wizard Clear Advantage Mastercard charges