Home loans, rates and fees: Wizard Home Loans

Wizard Home Loans helps you sort through our products with this easy-to-read list of available home loans, applicable interest rates and application fees.

This complete list of all Wizard's home loans provides information on:

Home loan interest rate per annum
Comparison Rate*
Key features of the home loan
Monthly and total fees

To view complete details, simply click on the name of the loan you are interested in. If you are not sure which home loan to select, visit these links for tips and suggestions:

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Loan

Rate
p.a. from

Comp
Rate*

Key Features

Total
Fees

Monthly
Fees

Clear Value

8.96%

9.01%

Flexible features with a leading variable interest rate & option to fix

$760

$0.00

Fastdoc 70 Loan

9.94%

10.00%

Self-employed applicants with less than two years trading experience

$895

$0.00

Fastdoc Plus Loan

9.74%

9.80%

Self-employed applicants with two or more years trading experience

$895

$0.00

Rate Breaker Loan

8.13%

8.17%

Recognised as one of Australia's cheapest variable rate loans

$760

$0.00

Renovation Rescue Home Loan Package

9.54%

9.59%

Refinance your mortgage and access additional funding for renovations

$760

Smart Choice Loan

9.54%
9.79%
9.89%
9.99%

9.59%
9.53%
9.60%
9.73%

Competitive variable and fixed rates with premium features

$760

$0.00

Wealth Power (Line of Credit)

9.54%

9.59%

Market leading access to home equity + no ongoing fees

$760

$0.00

Interest rates last updated Wednesday, 16 July 2008

= variable rate

= fixed rate

The actual rate is determined when the loan is settled.

*The Comparison (Comp.) Rate is calculated on the basis of a loan of $200,000 over a term of twenty-five years.
View full Comparison Rate schedule.

Warning: This comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Understanding fixed and variable rates

Understanding interest

Understanding stamp duty and other purchasing costs