Home loans for your situation - Wizard Home Loans

Is your current mortgage working as well as it should? Apply online to refinance your home loan with Wizard and find out how we can help make your mortgage work harder for you.

Does your mortgage need a health check? The mortgage that suited you once might not be working hard enough for you today.

Ten point health check

Refinance your home loan with Wizard to whip your mortgage into shape. The benefits include†:

Easy access to your lending manager
No monthly fees
Fortnightly or weekly payment options at no extra cost
Salary can be paid directly into your loan
Lump sum repayment options*
Ability to consolidate other debts so you pay less interest
Ability to change to fixed rate^#
A competitive interest rate
Redraw facility and access to any additional payments*
Competitive application and establishment fees

†Not all benefits apply to Rate Breaker loan.
*Only available on variable rate account loans.
^#Fee may apply to change a fixed rate.

What now?

Here are the Wizard loans that are suitable when refinancing. Click on the loan name to see complete details.

VIP Advantage: If you need finance to buy a home or to invest in property, check out Wizard's discount home loans that treat everyone like a VIP. Read more...

Loan

Rate
p.a. from

Comp
Rate*

Key Features

Total
Fees

Monthly
Fees

Clear Value

8.96%

9.01%

Flexible features with a leading variable interest rate & option to fix

$760

$0.00

Fastdoc 70 Loan

9.94%

10.00%

Self-employed applicants with less than two years trading experience

$895

$0.00

Fastdoc Plus Loan

9.74%

9.80%

Self-employed applicants with two or more years trading experience

$895

$0.00

Smart Choice Loan

9.54%
9.79%
9.89%
9.99%

9.59%
9.53%
9.60%
9.73%

Competitive variable and fixed rates with premium features

$760

$0.00

Interest rates last updated Wednesday, 16 July 2008

= variable rate

= fixed rate

The actual rate is determined when the loan is settled.

*The Comparison (Comp.) Rate is calculated on the basis of a loan of $200,000 over a term of twenty-five years.
View full Comparison Rate schedule.

Warning: This comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

How to switch to Wizard

Give your home loan a health check

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